Is Online Will Writing Right for You?

Online will writing has become a popular choice for many individuals seeking an accessible and convenient way to create legally binding wills. With the rise of online platforms, the process to make a will online has evolved, offering a user-friendly experience that appeals to those who may not have the time or resources to meet with a solicitor.

Explore the benefits, considerations, and overall user experience of online will writing platforms, highlighting what you should know before taking the digital route for estate planning.

Benefits of Online Will Writing

Online will-writing platforms provide a fast, affordable, and accessible way to plan your estate. With flexible options, lower costs, and user-friendly tools, they offer a practical alternative to traditional will-writing services. Many online will writing services charge a one off fee, making them more affordable.

Convenience and Flexibility

Online will-writing eliminates the need for solicitor appointments, allowing users to create their wills at their own pace from home. There’s no pressure of fixed schedules or travel. Available 24/7, these platforms are ideal for busy professionals, parents, and those with mobility issues. Users can make a will online in as little as 5-10 minutes.

Cost-Effective Solution

Traditional solicitor services can be expensive, but online platforms offer fixed, transparent pricing with no hidden fees. This budget-friendly alternative ensures more people can create a legally binding will without the high costs associated with legal professionals. Additionally, some platforms offer free wills through schemes like Free Wills Month and Will Aid.

Accessibility for All

Digital platforms make estate planning easier for those in remote areas or with limited mobility. Anyone with an internet connection can access these services, removing geographical and financial barriers that might otherwise prevent them from making a will.

User-Friendly Experience

Most platforms offer intuitive, step-by-step guidance with customisable templates and clear, jargon-free instructions. Helpful prompts ensure all key details are covered, making will-writing less daunting. Additionally, customer support is available via live chat or email, providing assistance whenever needed. These platforms eliminate legal jargon, making it easier for users to understand their wills.

Key Features:

• Intuitive Navigation – Clear, step-by-step guidance simplifies the process.

• Customisation Options – Users can personalise asset distribution, guardianship, and executorship.

• Helpful Prompts – Explanations break down complex legal terms for clarity

• Customer Support – Assistance via email or live chat ensures confidence in finalising the document.

• Legal Experts – Legal experts review and approve wills to ensure they are legally sound and meet regional requirements.

Considerations for Online Will Writing

While online will writing offers many benefits, there are important considerations that individuals should keep in mind before deciding if it’s the right choice for them. These services ensure the wills produced are fully legal by having them reviewed by in-house legal experts.

Platform Security

When creating a will online, security should be a top priority. Here's what to consider for protecting your personal and financial data:

• Encryption: Reputable platforms use advanced encryption techniques to secure your information. Always ensure the platform employs this technology before proceeding.

• Data Risks: While most platforms take extensive steps to protect data, there is always a risk of hacking or breaches. It's essential to be aware of these potential threats.

• Track Record: Research the platform's history to ensure it has a strong track record of safeguarding user data and preventing unauthorised access.

Valid Will and Compliance

For a will to be legally valid, it must comply with the relevant laws in your jurisdiction. Here’s what you need to know:

• Platform Compliance: Most online will-writing platforms are designed to meet legal requirements, but you should double-check that the platform adheres to the laws in your area. Online wills are legal as long as they are properly signed and witnessed according to UK law.

• Professional Advice: In some cases, complex estates or unique family dynamics may require a solicitor’s input. If in doubt, consulting a legal professional ensures your will is compliant and comprehensive.

• Guidance: While platforms often guide users through legal formalities, they can’t replace the tailored advice a solicitor can provide for complex situations. It is essential to have two witnesses who are not beneficiaries sign and date the will to ensure its legality in the UK.

Complexity of Estate

Online will-writing platforms are great for straightforward cases, but they may not be suitable for everyone. Consider the following:

• Intricate Financial Situations: If you own multiple properties, businesses, or have significant investments, your will may require a more detailed approach than an online platform can offer.

• Complicated Family Structures: Blended families or children with special needs may need a more personalised plan, which online platforms may not adequately address.

• Professional Advice: For complex estates or family dynamics, professional legal advice ensures your will covers all necessary aspects that an online platform may overlook.

Limitations of Personalisation

While online platforms offer convenience, they lack the personalisation a solicitor can provide. Here’s what to consider:

• No Tailored Advice: Online platforms cannot offer the bespoke advice or legal insight you’d receive from a solicitor. They can’t address your unique needs or circumstances in the same way.

• Limited Support: Some platforms may not allow you to ask questions or receive immediate feedback, which could be a drawback for those seeking more detailed guidance.

• Simple Estates: For those with straightforward estates, online platforms provide an effective and cost-efficient alternative. However, if you have specific concerns, consulting a solicitor is likely the better option. Additionally, some leading writing firms have been recognised with awards such as 'National Will Writing Firm of the Year', highlighting their unique services, competitive pricing, and customer satisfaction.

Frequently Asked Questions

Are online will writing platforms legally valid and recognised?

Yes, online Will writing platforms are legally valid and recognised. They provide a convenient and accessible way for individuals to create their wills, and are accepted by courts as long as they meet legal requirements. Online wills are recognised as legal documents when properly signed and witnessed according to UK law.

Can I update my will easily through an online platform?

Updating a will through an online platform can be a convenient process. These platforms typically provide user-friendly interfaces that allow individuals to easily make changes to their wills, ensuring that their wishes are up to date and legally valid.

What happens to my online will after I pass away?

Once a person passes away, their online Will is typically stored securely by the online platform. The platform will then follow the instructions outlined in the Will and distribute the assets accordingly.

How secure are my personal and sensitive information when using online will writing platforms?

The security of personal and sensitive information when using online will writing platforms is a significant concern. It is vital to ensure that these platforms have robust security measures in place to protect against unauthorised access and data breaches.

Is it possible to include complex assets and instructions in an online will?

Including complex assets and instructions in an online will is possible. Online will writing platforms offer options to address a wide range of assets, such as properties, investments, and businesses, allowing individuals to specify detailed instructions for their distribution and management.

What should I consider when choosing will writers?

When choosing a will writer, it is important to understand the different types of will writers and their regulatory status. Some will writers are regulated by legal authorities, while others operate as unregulated professionals. Some will writers are regulated by the Solicitors Regulation Authority, ensuring compliance with legal standards. Understanding the protections and services offered by different will writers ensures that consumers make informed decisions regarding their will writing services.

Conclusion

Online will writing offers numerous advantages, from its convenience and affordability to its accessibility and user-friendliness. Additionally, probate awards, such as those from the British Wills and Probate Awards, validate the quality of service provided by online will writing companies, influencing consumer choices. However, it’s important to consider factors such as platform security, legal validity, and the complexity of your estate before deciding if it’s the right choice for you.

For many individuals, online will writing provides an excellent solution to ensure that their final wishes are legally documented. The ease of use, affordability, and flexibility make it an attractive option, especially for those with straightforward estates. However, if your estate is complex or you have specific needs, it may still be worth consulting a solicitor to ensure that all aspects of your will are properly addressed.

By evaluating your circumstances and preferences, you can determine whether online will writing is the best option for you to secure your assets and provide for your loved ones after your passing.